
I'm Richard
Expert in (Re)Insurance risk management, catastrophe modelling, and analytics systems. Available for consulting engagements.
BlogEducation & Certifications
MSc Finance and Investment
Durham University
BA (Hons) Economics and Finance
Keele University
Advanced Diploma in Management Accounting
Chartered Institute of Management Accountants
Diploma in Insurance
Chartered Insurance Institute
Skills
Technical
Domain
Tools
Languages
Frameworks
Projects
Build of analytics ecosystem for market-leader
Lloyd's SyndicateThis project was an end to end build of the catastrophe analytics systems, reporting and methodologies. The firm was able to run robust risk reports on schedule which enabled multiple new methodologies to be implemented and classes of business to be written.
New build of catastrophe risk framework and systems
US-based Global InsurerThe project was to build the catastrophe risk framework, systems and reports. The insurer was able to produce monte carlo simulation outputs and rapid portfolio analysis along with automated management reports.
Cyber Risk Modelling
MGAThe project was to assess and report upon Cyber modelling and scenarios for a growing Cyber MGA. This resulted in bespoke scenarios and analysis being created and the MGA to plan for doubling their cyber book.
Proprietary catastrophe models
US-based InsurerThis project required creating proprietary catastrophe models which enabled risk analysis for regions such as Thailand, Australia, Canada as well as classes of business such as Workers Comp and Cyber.
Integration of analytics systems
Global InsurerThe project was to integrate underwriting pricing system with exposure analysis. Web APIs deployed internally bridged between multiple legacy systems and infrastructure, using cache systems and performance profiling to improve response times for large datasets.
Multiple Catastrophe model evaluations
Several (Re)insurersI've produced dozens of evaluation papers which improved each firms ability to quantify catastrophe risk.
Business Critical External Reports
MGAThe project was to improve the reliability of critical business critical reporting systems for external customers. This reduced the time required to produce the reports while maintaining existing functionality; previous error prone processes were completely eliminated.
Roles
Director
2025 - PresentVarianceZero
Head of Exposure Management - Consultant
2024 - 2025The Fidelis Partnership
Head of Exposure Management
2018 - 2024Atrium Underwriting
Head of Catastrophe Analytics/Exposure Management
2014 - 2018Starr Companies
Other Roles
- Chaucer Insurance - Lead Catastrophe Modeller
- Canopius Insurance - Analyst
- Lloyd's - Analyst
- GFI Securities - FX Options
- RBS - FX Options Trading