Hero image

I'm Richard

Expert in (Re)Insurance risk management, catastrophe modelling, and analytics systems. Available for consulting engagements.

Blog

Education & Certifications

MSc Finance and Investment

Durham University

BA (Hons) Economics and Finance

Keele University

Advanced Diploma in Management Accounting

Chartered Institute of Management Accountants

Diploma in Insurance

Chartered Insurance Institute

Skills

Technical

Data engineerFull stack devWeb APIAnalytics systemsDatabase designFrontend UI

Domain

Catastrophe ModellingReinsuranceQuant ModellingWeb ApplicationsData Modelling

Tools

Languages
PythonTypeScriptSQLGo
Frameworks
DjangoLaravelVueAstrojs

Projects

Build of analytics ecosystem for market-leader

Lloyd's Syndicate

This project was an end to end build of the catastrophe analytics systems, reporting and methodologies. The firm was able to run robust risk reports on schedule which enabled multiple new methodologies to be implemented and classes of business to be written.

New build of catastrophe risk framework and systems

US-based Global Insurer

The project was to build the catastrophe risk framework, systems and reports. The insurer was able to produce monte carlo simulation outputs and rapid portfolio analysis along with automated management reports.

Cyber Risk Modelling

MGA

The project was to assess and report upon Cyber modelling and scenarios for a growing Cyber MGA. This resulted in bespoke scenarios and analysis being created and the MGA to plan for doubling their cyber book.

Proprietary catastrophe models

US-based Insurer

This project required creating proprietary catastrophe models which enabled risk analysis for regions such as Thailand, Australia, Canada as well as classes of business such as Workers Comp and Cyber.

Integration of analytics systems

Global Insurer

The project was to integrate underwriting pricing system with exposure analysis. Web APIs deployed internally bridged between multiple legacy systems and infrastructure, using cache systems and performance profiling to improve response times for large datasets.

Multiple Catastrophe model evaluations

Several (Re)insurers

I've produced dozens of evaluation papers which improved each firms ability to quantify catastrophe risk.

Business Critical External Reports

MGA

The project was to improve the reliability of critical business critical reporting systems for external customers. This reduced the time required to produce the reports while maintaining existing functionality; previous error prone processes were completely eliminated.

Roles

Director

2025 - Present

VarianceZero

    Head of Exposure Management - Consultant

    2024 - 2025

    The Fidelis Partnership

      Head of Exposure Management

      2018 - 2024

      Atrium Underwriting

        Head of Catastrophe Analytics/Exposure Management

        2014 - 2018

        Starr Companies

          Other Roles

          • Chaucer Insurance - Lead Catastrophe Modeller
          • Canopius Insurance - Analyst
          • Lloyd's - Analyst
          • GFI Securities - FX Options
          • RBS - FX Options Trading